Posted on: 18 July 2018
No one expects to get hurt on the job, but workplace injuries unfortunately happen every day. If you are ever injured at work, it is very important to know what to do. Reacting properly will help ensure that your employer's workers compensation insurance policy will cover the cost of your medical treatment, as well as lost wages. Continue reading to learn more about how to deal with a workplace injury and workers compensation claims:
Always Report an Injury
No matter how big or small you may think your injury is, it is absolutely essential to report all injuries to a supervisor as soon as they occur. Immediately reporting your injury will establish the fact that your injury happened at work, not on your free time while you are off the clock. Always make sure that your supervisor documents the injury, and keep a copy of the accident report for yourself.
Seek the Righr Medical Care
Many workplace injuries require medical attention from a doctor. However, don't automatically make an appointment with your own doctor. Many companies require employers to go to a specific clinic or doctor's office when an injury involves a workplace injury that will result in a workers compensation insurance claim. Before you seek medical care, talk to your supervisor or the HR department to find out if you are required to receive medical care at a specific place.
Clearly Explain Your Injury
When you seek medical care, provide the doctor with ample details about where you are hurting and how the injury occurred. All of the information that you provide the doctor will be documented in you medical records, and the insurance company that provides your employer with workers compensation insurance will review these records when you submit your claim. Providing as much information as possible will help strengthen your case and help ensure that your workers comp claim is approved without any issues.
Know When to Hire a Workers Comp Lawyer
Most workers comp cases are clear cut, and claims are approved in a timely manner. However, if your workers comp claim is denied, don't give up. When you receive a denial, it is in your best interest to hire an experienced workers comp lawyer. You can count on your workers comp lawyer to work on your behalf to discover why your claim was denied. He or she will then communicate with the insurance company and work hard to have the denial overturned.Share