Posted on: 20 September 2019
If you are injured on the job, you should not have to worry about missing your payments thanks to worker's compensation benefits through your employer. Typically, you should get a payment on a weekly basis during your absence from work. However, you may experience a stoppage of payments, making it difficult for you to make your personal finance obligations. There are many reasons why this could happen, so you should understand the process.
Why Would Your Payments Stop?
When you are approved through your employer's worker's compensation insurance, you should receive your payments at the same time every week. The payments will stop once you return to work, which is an understandable reason. If your medical provider determines you no longer have work restrictions because you are considered healthy enough to return, your payments will also end.
There could also be a stoppage of payment because of a computer mistake or a mistake by the insurance adjuster. Under no circumstances can a worker's comp insurance provider stop paying you without a filing a Form 28 or Form 28T. If neither of these documents are filed, a worker's compensation insurer can get into serious legal trouble if it stops payment a beneficiary.
What Can You Do?
If your payment does not arrive or is late, you have to contact your worker's compensation attorney. Your attorney will file a Form 23 Application to Reinstate Payment of Disability Compensation. You could file this form yourself, but it is very complex and requires a lot of important details. If you miss anything on the form or make a mistake filing it out, you could jeopardize your chance of getting your worker's compensation benefits reinstated.
In addition to the form, you also need to provide some documentation. The documentation will vary from person to person, and your attorney will let you know what you need to provide. Your employer and the insurance company will have some time to respond to the filing. If there is no response, the Industrial Commission may automatically reinstate your worker's compensation payments.
There is no doubt that missed worker's compensation benefits can be detrimental for many people. If your benefits have suddenly stopped and you do not know why, or if you think there is a mistake in your claim, you need to seek legal assistance right away to get to the bottom of it. If you act quickly, you may be able to get your payments reinstated. Contact an attorney's office, such as Prediletto, Halpin, Scharnikow & Nelson, P.S., for help.Share