Posted on: 9 June 2021
If you are someone who is struggling with debt, you may be giving bankruptcy serious consideration. However, it is not something you want to go through by yourself. To ensure the process goes smoothly, you should hire a skilled bankruptcy attorney to assist you.
Here are a few questions you need to ask an attorney during a consultation.
Do You Specialize in Bankruptcy Cases?
Bankruptcy law is very complex, so it is critical to find an attorney who has in-depth knowledge of it. To improve your chances of having a successful bankruptcy case, find an attorney who has worked in bankruptcy cases already.
Is Bankruptcy the Right Option?
Before you file any paperwork, you should ask a bankruptcy attorney if bankruptcy is truly the best option for you. Bankruptcy can come with consequences, so it is not a decision you should make lightly. An attorney can assess your unique situation and determine if you should file for bankruptcy or not.
How Long Does Bankruptcy Take?
Going through bankruptcy can be overwhelming, so it is understandable if you are curious about how long the process will take. A bankruptcy attorney should be able to estimate how long your bankruptcy will take to complete. If you, for example, decide to file for Chapter 7, it should be finished in about four months or so. On the other hand, if you file Chapter 13, the process could take longer.
How Much Do You Charge?
If you are thinking about filing for bankruptcy, finances are probably tight. That is why you should ask a bankruptcy attorney what their fees are and make sure that you feel comfortable with them. Some bankruptcy attorneys may offer payment plans for their clients.
What Information Do You Need?
During your initial consultation, you should also ask your bankruptcy attorney if they will need anything from you. Generally, you will need to provide pay stubs, tax returns, financial account statements, and vehicle registration. Provide your attorney with these documents as soon as possible to get your bankruptcy case moving in the right direction sooner.
Do not hesitate to ask all of these different questions during your first meeting. If you are thinking about filing for bankruptcy, you should schedule a consultation with a bankruptcy attorney right away to talk about all of your options. Contact a bankruptcy attorney for more information. They can help you get started with this process.Share