How To Find The Best Chapter 7 Bankruptcy Attorney For You

Posted on: 30 May 2023

Filing for bankruptcy should always be a last resort measure. It hurts your credit rating, which can impact your ability to get loans or a mortgage, rent an apartment, and even get a job.

If you do need to discharge your debt before you can make a fresh start, it's best in many cases to file for Chapter 7 bankruptcy.

This means a complete or near-complete wipe of your debt so you can start fresh. You will need an experienced and dedicated Chapter 7 bankruptcy attorney to help you. 

Here are some tips on finding the right Chapter 7 bankruptcy attorney for you.

Find A Bankruptcy Specialist

While many lawyers deal with multiple areas of the law, it's best to look for a specialist in bankruptcy law. In fact, if you are filing for Chapter 7 bankruptcy, it's best to find a specialist Chapter 7 bankruptcy attorney.

Chapter 7 and Chapter 13 bankruptcy each have their own laws and regulations surrounding what can and can't be discharged from the debt, how it's discharged, what creditors can and can't try to repossess, and more.

Chapter 13 bankruptcy usually means you are going to attempt to repay any debt you owe through an arranged repayment plan.

Chapter 7 bankruptcy is different. It usually means you wish to have the entire debt forgiven by the courts, or at least what can be wiped out. This means you need an attorney who has extensive experience and knowledge of how Chapter 7 bankruptcy works.

They Have Local Experience

When looking for a Chapter 7 bankruptcy attorney, it's best to find a local lawyer with extensive knowledge of your area's laws. Each state and even each county has its own laws and rules governing how Chapter 7 bankruptcy is handled. 

While it might be tempting to go with a large national firm that you have seen on TV, it's not always the best choice. They may not have as much experience with your local bankruptcy laws and it could take longer to help you discharge your debt because of it. 

Instead, look for a local Chapter 7 bankruptcy attorney who has extensive knowledge of your area's laws and regulations. They also have personal knowledge of how court staff and judges operate and can help you craft your claim following similar cases to help ensure success.

Reach out to a Chapter 7 bankruptcy attorney to learn more. 


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